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UPAS LC Loan – Smart Foreign Trade Finance Solution
If you are involved in international trade, managing cash flow and import payments can be challenging. UPAS LC (Usance Payable at Sight Letter of Credit) is one of the smartest financing tools that helps importers make overseas payments instantly while enjoying extended credit terms from the bank. At Bangladesh Credit services Ltd., we specialize in providing UPAS LC Loan processing services—helping your business import smoothly, manage working capital efficiently, and grow faster in the global market.
What is a UPAS LC Loan?
A UPAS LC Loan is a foreign loan facility designed for importers. Under this arrangement, your supplier (exporter) receives payment immediately after the shipment, while your bank allows you to pay the amount later—typically after 60, 90, or 120 days. This structure benefits both the buyer and the seller: the exporter gets instant payment, and the importer gets flexible credit terms.
In simple terms, UPAS LC combines the advantages of a sight LC (quick payment to exporter) and a usance LC (deferred payment for importer).
How the UPAS LC Process Works
- The importer opens a UPAS LC through their bank in favor of the exporter.
- Once the exporter ships the goods and submits the documents, the negotiating bank pays the exporter instantly.
- The issuing bank finances the payment through a foreign funding source (foreign loan).
- The importer repays the bank after the agreed credit period (e.g., 90 days).
Through this process, you can manage imports efficiently without immediately using your own funds.
Benefits of UPAS LC Loan
- Instant Payment to Supplier: Ensures trust and faster shipment release.
- Extended Credit for Importer: Manage cash flow and working capital more effectively.
- Lower Interest Cost: Foreign currency loans often carry lower interest rates than local loans.
- Improved Supplier Relationships: Quick payment enhances business reputation with international partners.
- No Immediate Fund Blockage: Keep your liquidity intact for business operations.
Why Choose My Visa Master for UPAS LC Loan Processing
At Bangladesh Credit Services Ltd., we offer complete UPAS LC Loan processing support for businesses importing goods from abroad. Our experienced trade finance team ensures seamless coordination between your bank, suppliers, and loan providers. We handle all documentation, communication, and follow-ups—so you can focus on your business growth.
Our services include:
- UPAS LC application and documentation
- Bank liaison and negotiation support
- Foreign loan arrangement and management
- Compliance and regulatory guidance
- End-to-end trade finance consultancy
Grow Your Import Business with UPAS LC Financing
With our UPAS LC Loan processing services, you can take advantage of global sourcing opportunities without worrying about immediate payments. Whether you import raw materials, machinery, or finished goods, Bangladesh Credit Services Ltd. ensures your foreign trade runs smoothly, efficiently, and profitably.
📞 Contact us today to learn more about how our UPAS LC Loan solutions can support your business growth.
